Hello I'm,

Neeraj Garwal

I'm Credit Manager at
YES Bank Pvt. Ltd.

Finance | Marketing | Portfolio Management | Risk Management

My Works

About Me


  • Results-driven Credit Manager with a strong foundation in credit analysis and risk management of effectively managing credit operations, mitigating risks, and optimizing lending processes. Adept at analyzing financial data, evaluating creditworthiness, and implementing strategies to enhance overall portfolio performance.
  • Demonstrated expertise in cultivating strong relationships with clients, internal teams, and regulatory bodies to ensure compliance and achieve business objectives.

Skills


Excel
MS-Office
Digital Marketing
Financial Analysis
Web 3.0
Team Management
Negotiation
Risk Management
JAVA, HTML

Work Experience

...
YES Bank Pvt. Ltd.
D.O.J : Apr, 23

Key Responsibilities:
• Reviewing applicant credit applications and ensuring keen attention to detail in assessing financial documents and ensuring accuracy in credit evaluations and credit worthiness.
• Ensuring proper compliance of company policies, legal & regulatory regulations and industry standards.
• Liasioning with various internal teams for effective achievement of business goals.
• Reviewing portfolio on monthly basis and ensuring corrective measures to thrive in a fast-paced and dynamic work environment, adapting to changes and evolving industry trends.

See live

Internships

...
Learningshala

| Feb 23 - Mar 23 |

Key Responsibilities:
a. Prospecting Clients
b. Negotiation
c. Follow-ups
d. Closure

See live
...
Tradeshala Research And Consulting Firm

| June 22 - Aug 22 |

Key Responsibilities:
a. Portflio Management
b. Risk Management
c. Developing trading strategies

See live
...
Mars Exploration Pvt. Ltd.

Key Responsibilities:
a. Screening Resume's
b. Recruiting Candidates

See live
...
Finlatics.com (2020)

Key Responsibilities:
a. Portfolio Management
b. Industry Research

See live

Certification Courses

Here are some of my certifications.

...
Decentralized Finance (DeFi) Infrastructure

Key Learning:
Cryptography, Smart Contract, Decentralized Protocols, Governance, Blockchain Mechanics

See Credentials
...
Introduction To Data Analysis Using Excel

Key Learning:
Sorting and Filtering data, Preparing well-formatted reports, Conditional formatting, Vlookup, Pivot tables and Visualisations.

See Credentials
...
Startup India Learning Program

Key Learning:
Idea Identification & Assessment, Legal Foundation, Financial Basics, Business Planning, Fundraising & Valuation.

See Credentials
...
Fundamentals of Digital Marketing

Key Learning:
Finding Online Opportunities, Builiding web presence, Planning Online business oppportunities.

See Credentials
...
Web Analytics

Key Learning:
Data Analytics Tools, Google Analytics

See Credentials

Achievements

...
Interview (2021)

Honored to take the Interview of the first
Indian Hydroponics Company Founder: Mr Aniket Shukla
(Founder of Agrijoy)

Watch Now

Volunteer

...
Technovation Event

Key Responsibilities:

    Prepared Event Budget
  • For Event Sponsors
  • For Different Internal Organising Team (Cost Effective)

    • See live

Connect

Feel free to contact me for any queries or projects.

+91-7060928075

Contact

neerajgarwal3@gmail.com

Mail

Bhimtal,Nainital, India

Address

Reach out